The main distinction between hospice and palliative care is the presenceof a terminal illness. Hospice is a holistic, patient-centered, team-basedprotocol that provides comfort while seeking methods to enhance quality of lifefor the time the patient has left rather than seeking to cure the terminalillness.
Palliative care is also a patient-centered, team-based approachbased on promoting comfort, but this may be in addition to traditional methodsseeking to find a cure. This may also be used with chronic, but not necessarilyterminal, conditions.
To be eligible for hospice care, the medical provider mustindicate that the patient likely has 6 months or less to live. The costs ofhospice are often covered by the Medicare hospice benefits plan. Any patientmay request the addition of palliative care to his or her care plan. The costsof palliative care are typically covered by private insurance plans; however,Medicare Part B and some state Medicaid programs will cover some types ofpalliative care.
For more information on the cost of these care options as well as discussing long term care strategies and developing an asset protection plan, please contact Stouffer Legal at 443-470-3599.