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Recent Blog Posts

The SECURE Act – What it Means for Your Retirement Plan
The SECURE Act (Setting Every Community Up for Retirement Enhancement Act of 2019) goes into effect Jan. 1, 2020, assuming President Trump signs the bill into law.
January 9, 2020
Medicare is Adding New Telehealth Services in 2020
As it pertains to Medicare, the term “telehealth services” refers to a specific set of services that health care practitioners would normally furnish in-person, but for which Medicare covers when they are furnished using interactive, real-time telecommunication technology instead.
January 8, 2020
Understanding a Life Insurance Trust
Life insurance trusts are irrevocable, meaning that once you establish and fund one as the grantor you cannot modify or terminate the trust.
January 3, 2020
How to Choose an Electric Mobility Scooter
As we age, walking long distances may prove to be more difficult, yet we want the freedom of mobility.
January 2, 2020
Compare Revocable and Irrevocable Trusts
A trust is an entity that holds assets for the benefit of beneficiaries pursuant to certain terms and managed by a trustee.
January 1, 2020
Extra Steps to Keep Your Health Issues Private in the Digital Age
Recently Amazon’s Alexa, a voice assisted device, that plays music, answers questions and allows for online ordering filed a patent for its latest trick – recommending cold and flu medication if it overhears you coughing.
December 31, 2019
How to Prove an Asset Transfer Had Nothing to Do with Medicaid Eligibility
A Medicaid law, known as the Look-Back Period, imposes a penalty if you transfer assets within five years of applying for Medicaid.
December 27, 2019
What Happens if Grandparents Leave an IRA to a Grandchild?
If a grandparent leaves a traditional IRA to a grandchild, the grandchild must begin taking required minimum distributions within a year after the grandparent dies.
December 26, 2019
Charitable Leads Trusts
High net worth couples looking to benefit a charity while reducing estate taxes and gifting to heirs with substantial valuation discounts may want to consider using a Charitable Leads Trust.
December 25, 2019
What is “Medi-Gap” Insurance?
“Medi-Gap” insurance is Medicare’s supplemental policy. Medicare pays for only about half of all medical costs.
December 24, 2019
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Stouffer Legal, Elder Law Attorney, Towson, MD