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Live Webinar August 7th at 6pm! Now is the time to protect and plan!
Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe.

LIVE Webinar – Click Here to Register for August 7th at 6pm

How to Protect your "Stuff" in 3 Easy Steps (Estate Planning Workshop)

This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 7th at 6pm

Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe. Find out how a comprehensive Estate Plan will protect your assets and your family. Our experienced attorney, Wilson McManus, will be sharing stories on how Estate Planning is beneficial and sometimes crucial. In an Estate Plan, you need to know the Rules: Who's "Rule-book" controls your Estate Plan? Yours? The Governments? Someone else? You need to know your Predators: Who's a Threat to Your Stuff? The Government? Long-term Care Costs? Your Family? You need to know your Options: What Plans are out there? Does a Will work? What about a Trust? Which kind of Trust?

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 7th at 6pm

Our workshops fill up fast, so please call (443) 470-3599 today to RSVP.

We can't wait to see you!

Today is the right day to take your first step. Click below to register for our next free workshop and learn what everyone is talking about.

Attending our next free Workshops is the best way to
Get Started on your New Estate Plan!

REGISTER FOR A WORKSHOP

July 31, 2022
Live Webinar August 6th at 10am! Now is the time to protect and plan!
Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe.

LIVE Webinar – Click Here to Register for August 6th at 10am

How to Protect your "Stuff" in 3 Easy Steps (Estate Planning Workshop)

This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 6th at 10am

Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe. Find out how a comprehensive Estate Plan will protect your assets and your family. Our experienced attorney, Wilson McManus, will be sharing stories on how Estate Planning is beneficial and sometimes crucial. In an Estate Plan, you need to know the Rules: Who's "Rule-book" controls your Estate Plan? Yours? The Governments? Someone else? You need to know your Predators: Who's a Threat to Your Stuff? The Government? Long-term Care Costs? Your Family? You need to know your Options: What Plans are out there? Does a Will work? What about a Trust? Which kind of Trust?

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 6th at 10am

Our workshops fill up fast, so please call (443) 470-3599 today to RSVP.

We can't wait to see you!

Today is the right day to take your first step. Click below to register for our next free workshop and learn what everyone is talking about.

Attending our next free Workshops is the best way to
Get Started on your New Estate Plan!

REGISTER FOR A WORKSHOP

July 30, 2022
Quick and Easy Nutritious Food Options to Help Your Senior Loved One Eat Better
Many family caregivers become frustrated by the lack of proper nutrition in a senior loved one’s diet. Meal planning can be very time-consuming.

Many family caregivers become frustrated by the lack of proper nutrition in a senior loved one’s diet. Meal planning can be very time-consuming. Many seniors notice changes in their eating habits as they age. This can be due to side effects of certain medications, weakened sense of taste and smell, difficulty chewing or swallowing or loneliness and depression.

One way to ensure your loved one has quick and easy access to proper nutrition is to stock the pantry with some of the following nutritious, but ready-to-eat options:

Canned Fruit – While fresh fruit is typically preferred by most, the shelf life is typically only a few days. Canned fruit, with minimal added sugar, will stay in the pantry for months. It’s a quick and easy snack or can be a side dish for a meal.

Cottage Cheese – Packed with protein and calcium, this easy to chew and swallow cheese dish is a great way to pack in quick nutrition.

Nuts – With a long shelf life and plenty of protein, a variety of nuts stocked in the pantry is an easy way to feel satiated quickly. Most nutritionists recommend walnuts, almonds, pecans and macadamia nuts as the best types.

Canned or Jarred Soups – Soup options continue to expand on grocers’ shelves. With an almost endless variety from which to choose, stocking your senior’s pantry with soup provides an easy meal that is simply poured into a bowl and heated up in the microwave. Try to look for low sodium options.

Oatmeal– Oatmeal is a great breakfast alternative because it is high in fiber. There are flavored varieties or certain condiments can be added to enhance flavor.

Peanut Butter – A versatile option that can be added to crackers, bread, oatmeal and even ice cream.

Frozen Vegetables – Now available in a steam-in-the-bag method, stocking your senior’s freezer with vegetables is a great way to provide healthy side dishes.

Yogurt – This great snack or breakfast provides calcium, vitamin D, protein and probiotics. Try to look for the lower sugar content options.

Ensuring that your senior loved ones have access to nutritious food does not have to be difficult. With some of these prepacked options, you can rest assured that he or she can quickly and easily make a meal or snack packed with protein and nutrients.

Five more tips to improve access to better nutrition for your senior loved one:

1. Make sure they consume plenty of water, fat-free milk and/or low sugar juices to stay hydrated.

2. Help minimize sodium in their foods by paying attention to the sodium content and avoid adding extra salt. No more than 2300 mg of sodium per day is recommended. Too much salt leads to increased blood pressure which can result in heart disease, stroke and kidney disease.

3. Use healthy spices to season food instead of salt.

4. Reduce sugar consumption.

5. Add a vitamin supplement specifically designed for seniors.

At Stouffer Legal we recognize the challenges caregivers face. For more information on our elder law services, contact our elder law attorneys for a consultation. You can schedule an appointment by calling us at (443) 470-3599 or emailing us at office@stoufferlegal.com.

July 29, 2022
Live Webinar August 3rd at 6pm! Now is the time to protect and plan!
Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe.

LIVE Webinar – Click Here to Register for August 3rd at 6pm

How to Protect your "Stuff" in 3 Easy Steps (Estate Planning Workshop)

This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 3rd at 6pm

Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe. Find out how a comprehensive Estate Plan will protect your assets and your family. Our experienced attorney, Wilson McManus, will be sharing stories on how Estate Planning is beneficial and sometimes crucial. In an Estate Plan, you need to know the Rules: Who's "Rule-book" controls your Estate Plan? Yours? The Governments? Someone else? You need to know your Predators: Who's a Threat to Your Stuff? The Government? Long-term Care Costs? Your Family? You need to know your Options: What Plans are out there? Does a Will work? What about a Trust? Which kind of Trust?

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 3rd at 6pm

Our workshops fill up fast, so please call (443) 470-3599 today to RSVP.

We can't wait to see you!

Today is the right day to take your first step. Click below to register for our next free workshop and learn what everyone is talking about.

Attending our next free Workshops is the best way to
Get Started on your New Estate Plan!

REGISTER FOR A WORKSHOP

July 28, 2022
What Are Qualified Education Expenses Under a 529 Plan?
Since the laws have changed to allow a grandparent to fund a 529 plan for education expenses without it negatively impacting the student’s ability to qualify for federal financial aid, many grandparents are seriously considering this gifting option. Many still wonder about the flexibility of the plan and what it can actually be used to buy.

Since the laws have changed to allow a grandparent to fund a 529 plan for education expenses without it negatively impacting the student’s ability to qualify for federal financial aid, many grandparents are seriously considering this gifting option. Many still wonder about the flexibility of the plan and what it can actually be used to buy.

The main benefit of the 529 plan is that interest can grow on the original amount invested tax-free as long as the beneficiary uses the funds for “qualified education expenses”. Many grandparents worry about what types of expenses are included and what happens if the grandchild chooses another path other than college. Let’s take a look at what qualified education expenses entail.

Tuition

Obviously, the funds can be used to cover the cost of college tuition. This includes community colleges and vocational schools. You can also withdraw up to $10,000 per year to pay towards tuition at K-12 schools.

Room and Board

The funds from the 529 plan can also be used to pay for the student’s on-campus residence hall fees and school meal plan. If the student chooses to live off-campus, you can still apply money from the 529 plan towards that rental fee, but the amount is capped by the amount it would cost to live on-campus. The same goes for meals, but the student must keep receipts to prove that all 529 withdrawals were appropriately used.

Computer

The 529 plan can also purchase a computer or laptop for the student to use as well as any education-related software or subscriptions.

Books and Supplies

College fees that are required to attend that school may be qualified education expenses and paid out of the 529 plan. These may include:

Textbooks/Learning Materials – Students can spend up to $1200 per semester.

Lab Fees – Some courses, such as chemistry, require a fee to use the student labs.

Tech Fees – May include the use of computer labs or Wifi.

Athletic Fees – Any costs associated with being involved in college athletics.

Transportation Fees – Paying for the campus bus or shuttle.

Health – Paying for appointments at campus health clinics.

529 Plans are also flexible in that the amounts can be transferred between beneficiaries as needed. If one grandchild attends a community college and another an Ivy League school, the funds can appropriated as needed. Grandparents can also reclaim the funds for themselves if unused or they need the money back but there will be penalties and tax consequences.

For more information on the gifting strategy of using 529 plans to transfer wealth to other generations, contact the experienced estate planning attorneys at Stouffer Legal in the Greater Baltimore area. You can schedule an appointment by calling us at (443) 470-3599 or emailing us at office@stoufferlegal.com.

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July 27, 2022
Live Webinar August 2nd at 10am! Now is the time to protect and plan!
Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe.

LIVE Webinar – Click Here to Register for August 2nd at 10am

How to Protect your "Stuff" in 3 Easy Steps (Estate Planning Workshop)

This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 2nd at 10am

Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe. Find out how a comprehensive Estate Plan will protect your assets and your family. Our experienced attorney, Wilson McManus, will be sharing stories on how Estate Planning is beneficial and sometimes crucial. In an Estate Plan, you need to know the Rules: Who's "Rule-book" controls your Estate Plan? Yours? The Governments? Someone else? You need to know your Predators: Who's a Threat to Your Stuff? The Government? Long-term Care Costs? Your Family? You need to know your Options: What Plans are out there? Does a Will work? What about a Trust? Which kind of Trust?

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 2nd at 10am

Our workshops fill up fast, so please call (443) 470-3599 today to RSVP.

We can't wait to see you!

Today is the right day to take your first step. Click below to register for our next free workshop and learn what everyone is talking about.

Attending our next free Workshops is the best way to
Get Started on your New Estate Plan!

REGISTER FOR A WORKSHOP

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July 26, 2022
Protecting Digital Assets in Your Business Succession Plan and Personal Estate Plan
Digital assets are often overlooked during the inventory phase of creating business succession plans and personal estate plans. Many digital assets can be quite valuable and need to be properly identified and protected.

Digital assets are often overlooked during the inventory phase of creating business succession plans and personal estate plans. Many digital assets can be quite valuable and need to be properly identified and protected. Digital assets may include customer lists, intellectual property, social media accounts and creative products. It may also include apps, workflows and photos/videos.

The key difference between a digital asset and a physical asset is that physical assets are tangible and digital assets are not. While intangible they still hold value and are fully owned and controlled by the creator/owner. Some may be stored on your business’ servers or in the cloud. Some of the most common types of digital assets include:

Content

Your company’s website, domain name, articles on the website, and photos/videos.

Social Media

Your company’s social media presence including all accounts, posts and content within posts.

Apps

Whether internal or consumer-facing company apps may be deemed a valuable digital asset.

Proprietary Processes

Often overlooked, but unique workflows, internal systems and content management protocols may be valuable digital assets as well.

Intellectual Property

Any intellectual property held by your company qualifies as a digital asset. This may be company logos, copyrighted material, trademarks and patents.

Digital assets add to the net value of your business. They can be sold independently and are just as important as physical assets; therefore, they need to be protected.

First, make a detailed inventory of all of your digital assets. Then attribute the correct ownership information to each asset. Create a baseline valuation of the assets while noting that the values will fluctuate over time.

Employ data security best practices including password protection and authentication. Make note of who has access to each asset. Keep up-to-date and accurate records to prevent theft and loss.

Protect your digital assets through the use of protective agreements when third parties need access. This may include non-disclosure agreements (NDAs) to protect confidential information. Use intellectual property attorneys to properly register any IP so that ownership can be proven and preserved.

Make sure your IT department has back up plans in place and the company uses secure Wi-fi and other connectivity procedures. Invest in cybersecurity to protect your company and its digital assets from hackers and other online issues. Also consider purchasing a cyber insurance policy to protect your business from internet-based risks.

Finally, make sure these assets are properly inventoried and listed in your legal documents. This includes your business succession plan, partnership agreements and personal estate plans of all owners. For more information on protecting digital assets in your legal documents, contact the experienced attorneys at Stouffer Legal in the Greater Baltimore area. You can schedule an appointment by calling us at (443) 470-3599 or emailing us at office@stoufferlegal.com.

July 25, 2022
Live Webinar July 31st at 6pm! Now is the time to protect and plan!
This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

LIVE Webinar – Click Here to Register for July 31st at 6pm

How to Protect your "Stuff" in 3 Easy Steps (Estate Planning Workshop)

This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for July 31st at 6pm

Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe. Find out how a comprehensive Estate Plan will protect your assets and your family. Our experienced attorney, Wilson McManus, will be sharing stories on how Estate Planning is beneficial and sometimes crucial. In an Estate Plan, you need to know the Rules: Who's "Rule-book" controls your Estate Plan? Yours? The Governments? Someone else? You need to know your Predators: Who's a Threat to Your Stuff? The Government? Long-term Care Costs? Your Family? You need to know your Options: What Plans are out there? Does a Will work? What about a Trust? Which kind of Trust?

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for July 31st at 6pm

Our workshops fill up fast, so please call (443) 470-3599 today to RSVP.

We can't wait to see you!

Today is the right day to take your first step. Click below to register for our next free workshop and learn what everyone is talking about.

Attending our next free Workshops is the best way to
Get Started on your New Estate Plan!

REGISTER FOR A WORKSHOP

July 24, 2022
Live Webinar July 30th at 10am! Now is the time to protect and plan!
This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

LIVE Webinar – Click Here to Register for August 30th at 10am

How to Protect your "Stuff" in 3 Easy Steps (Estate Planning Workshop)

This webinar covers frequently asked questions and common misconceptions regarding: Wills & Trust, Asset Protection, Nursing Home Issues, Medicaid Qualification, and Estate Taxes.

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 30th at 10am

Our webinars are designed to be educational, interactive, informative and generate relevant discussion for attendees. Modern Estate Planning is more than just preparing a will and putting it in a safe. Find out how a comprehensive Estate Plan will protect your assets and your family. Our experienced attorney, Wilson McManus, will be sharing stories on how Estate Planning is beneficial and sometimes crucial. In an Estate Plan, you need to know the Rules: Who's "Rule-book" controls your Estate Plan? Yours? The Governments? Someone else? You need to know your Predators: Who's a Threat to Your Stuff? The Government? Long-term Care Costs? Your Family? You need to know your Options: What Plans are out there? Does a Will work? What about a Trust? Which kind of Trust?

Please click to register for our webinar:

LIVE Webinar – Click Here to Register for August 30th at 10am

Our workshops fill up fast, so please call (443) 470-3599 today to RSVP.

We can't wait to see you!

Today is the right day to take your first step. Click below to register for our next free workshop and learn what everyone is talking about.

Attending our next free Workshops is the best way to
Get Started on your New Estate Plan!

REGISTER FOR A WORKSHOP

July 23, 2022
Managing Psychiatric Symptoms in Dementia Patients
Caregivers, whether paid or family members, who deal with seniors experiencing dementia related symptoms often wonder how to best manage psychiatric symptoms such as paranoia, hallucinations and delusions. Many psychiatrists advise that trying to argue or rationally explain the incidences is not the best approach.

Caregivers, whether paid or family members, who deal with seniors experiencing dementia related symptoms often wonder how to best manage psychiatric symptoms such as paranoia, hallucinations and delusions. Many psychiatrists advise that trying to argue or rationally explain the incidences is not the best approach. It is best to learn the differences between each of these symptoms and the appropriate coping techniques.

Note that paranoia, hallucinations and delusions are symptoms of disease, not a normal part of aging. When a senior experiences these symptoms, caregivers must be armed with proper responses for the best outcomes.

Hallucinations

Hallucinations are false sensory experiences that can be visual, auditory and/or tactile. Most psychiatrists recommend that caregivers join the patient in their version of reality. Reassure the patient by validating their feelings. Attempt to make them feel safe and secure. It may be helpful to relocate the patient to a different environment to attempt to remove the hallucination or distract them from it. If the senior is enjoying the hallucination, such as hearing children playing or seeing a visiting puppy, then it may be best to do nothing and allow the hallucination to pass on its own. You only need to respond if the patient is upset or scared or if the hallucination is disrupting their care.

In extreme cases where hallucinations are persistent and disturbing, a psychiatrist may prescribe antipsychotic medication to reduce the frequency of the hallucinations.

Delusions

Delusions are fixed false beliefs that are not supported by reality. They are often caused by incorrect memories and misperceptions. Seniors may confabulate or create a delusion to help them make sense of something. This may be misconstrued by loved ones as outright lying or making false accusations. Do not take these accusations personally. Try to be reassuring and avoid asking questions that will further confuse the patient.

Often caregivers find that redirection works best for delusional behavior. Offer a snack or make pleasant conversation that pulls the senior out the delusional story and back into a different mindset. Like with hallucinations, emphasize safety and security and avoid rationalizing the situation.

Paranoia

Paranoia is rooted in feelings of suspicion and fear. Paranoia tends to worsen as a dementia patient’s cognitive abilities continue to decline. Start by doing a medication assessment. Often drug on drug interactions can be the root cause of paranoia. If that fails to resolve the paranoia, then start a journal that focuses on analyzing the occurrences and similarities among the episodes. Is it during a certain time of day? After a particular visitor? Can certain triggers be removed?

Learning to use validation and redirection goes a long way in improving the situation caregivers face when dealing with dementia patients who exhibit psychiatric symptoms like paranoia, hallucinations and delusions. It takes exorbitant patience to trade rational explanations for acceptance and comfort. At Stouffer Legal, we recognize the burdens caregivers face with dementia patients. For more information on our elder law services contact us for a consultation. You can schedule an appointment by calling us at (443) 470-3599 or emailing us at office@stoufferlegal.com.

July 22, 2022
We can't wait to see you!
Today is the right day to take your first step. Click below to register for our next free workshop and learn what everyone is talking about.

Attending our next free Workshops is the best way to
Get Started on your New Estate Plan!
REGISTER FOR a WORKSHOP